Msomi, Thabiso, and Kansilembo Aliamutu. “The Relationship Between SME Financial Sustainability and owners’ Financial Well-Being in South Africa”. International Journal of Research in Business and Social Science (2147- 4478) 13, no. 5 (August 20, 2024): 579–587. Accessed June 12, 2025. https://www.ssbfnet.com/ojs/index.php/ijrbs/article/view/3464.