RAMUDINGANE, K.; NKONDO, L. G. Challenges encountered by SMMEs in accessing bank credit: a case of Vhembe District Municipality. International Journal of Research in Business and Social Science (2147- 4478), [S. l.], v. 13, n. 5, p. 503–512, 2024. DOI: 10.20525/ijrbs.v13i5.3534. Disponível em: https://www.ssbfnet.com/ojs/index.php/ijrbs/article/view/3534. Acesso em: 2 nov. 2024.