Market share improvement strategy formulation through application digital platform in Sharia Bank of Indonesia

Andri Hartanto; Ratri Wahyuningtyas

doi:10.20525/ijrbs.v12i7.2817

Authors

Andri Hartanto Telkom University, School of Economic and Business
Ratri Wahyuningtyas Telkom University, School of Economic and Business

DOI:

https://doi.org/10.20525/ijrbs.v12i7.2817

Keywords:

Sharia, Banking

Abstract

The digital platform brings changes in the competitive advantage-building strategy for companies. In this regard, digital platforms have a crucial role in providing added value to companies by providing opportunities to improve effective information management. The research aims to determine the utilization of the digital platform of Bank Syariah Indonesia in improving market share and know the strategy of Bank Syariah Indonesia in improving market share through the utilization of the digital platform. This research method is a qualitative-research using SWOT analysis. The results of this study indicate that the utilization of the digital platform Bank Syariah Indonesia in improving market share with ease in opening an account online, digital service improvement, convenience and accessibility, cost efficiency and operational benefits, enhanced customer experience, increased customer base and market reach, increased security and improved BSI performance. Bank Syariah Indonesia's strategy for increasing market share through the utilization of digital platform based on swot analysis there are 20 alternative strategies that can be carried out namely 5 (five), SO Strategy (Strengths-Opportunities), 5 (four) WO strategies (Weaknesses-Opportunities), 5 (five) ST Strategy (Strengths-Threats) and 5 (five) WT Strategies (Weaknesses-Threats).

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